PruLife

Hi Mr Tan,


i have a PruLife policy from prudential for 2 years plus with Crisis Waiver II at $7.08 and Crisis Cover II at $8.63, total i paid $110.71 for coverage of 80k per month. i would like to cancel the Crisis Cover II and Crisis Waiver II. I will save $15.71 per month and i like to take up the term policy from NTUC income. Is it recommended to cancel those 2 rider since the crisis cover II only paid me 25k if i diagnose from any 30 major illness and balance of 55k if i passed alway. I felt no point of paying Crisis Cover II because the 25k was taken out from the 80k.